Commercial Credit Advisor, Agriculture – Credit Advisory Group

Job title: Commercial Credit Advisor, Agriculture – Credit Advisory Group

Job description: What is the opportunity?

As a strong contributor to strategic priorities for Canadian Banking (CB) and CB Operations, you will partner with Commercial Account Managers (CAM) in support of the credit renewal process for
$2MM TSNE files. You will manage a portfolio of accounts within the Agriculture industry. You will deliver superior client service and structure transactions with a client centric approach. You will develop strong partnerships with CAMs, Financing Specialists and Business Service Centres (BSC), to optimize the internal process and improve effectiveness.

PLEASE NOTE: There is flexibility to base this position out of any of Nationwide CAG office locations

What will you do?

• Review and establish clients’ BRR, ensuring credit structures mitigate credit risks while providing a superior client experience
• Provide quality business analysis for existing clients, meet and exceed client turn around expectations on new/increased credit requests/renewals
• Apply enterprise solutions that can be leveraged to improve the client experience and maximize opportunity spotting to enhance client retention and referrals
• Manage the credit renewal process effectively, to enable CAMs to have more client facing time
• Collaborate, coach and mentor CAMs, service partners and others to meet the needs of clients and develop specialized knowledge to better support CAMs and their clients
• Prioritize and balance client needs and risk effectively, ensuring CAMs are informed of any changes in review schedules
• Exercise due diligence and identify risk issues and take proactive action to mitigate risk
• Influence portfolio quality through credit risk assessment, strategic assessment and proactive management of expired credits

What do you need to succeed?

Must-have

• Small Business or Commercial lending/credit experience
• Strong experience in analysing company financial statements
• Effective communication and negotiation skills
• Capacity to manage work volumes to meet deadlines

Nice-to-have

• Commercial Account Management and/or Commercial Adjudication experience
• Agriculture industry experience
• Business degree or CFA

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• 4 weeks’ vacation to start
• A comprehensive Total Rewards Program
• Leaders who support your development
• Ability to make a difference and lasting impact
• Opportunity to take on progressively greater accountabilities

*LI-IB1

.

At RBC, the health and wellbeing of our employees and candidates is always our top priority.

Recruitment Process
COVID-19 has accelerated change across our workplace, including our hiring practices! As a result, throughout your application process, you may be asked to connect with us virtually, and may not be required to meet in-person. Our recruiters will explain how our video-interview technology will be used throughout the recruitment process, and will be on hand to answer any questions you might have.

Workplace Flexibility
You will be given the opportunity to work from home, if you can be fully productive, and role requirements including regulatory obligations can be satisfied. We are committed to supporting flexible work arrangements, investing in technology or other resources to enable you to work from home effectively, wherever possible.

Health & Safety
For employees that may be required to work from our premises, we’re doing our part to safeguard your health, and taking extra steps to reduce the spread of COVID-19. All RBC premises will allow for required physical distancing requirements, and new routines and resources such as hand sanitizer, antiseptic wipes, masks, or other protective equipment.

Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

JOB SUMMARY
City: Nationwide close to CAG offices across Canada
Address: CAG offices across Canada
Work Hours/Week: 37.5
Work Environment: Office
Employment Type: Permanent
Career Level: Experienced Hire/Professional
Pay Type: Salaried
Required Travel (%): 0
Exempt/Non-Exempt: N/A
People Manager: No
Application Deadline: 10/29/2021
Req ID: 421099
Platform: Personal & Commercial Banking
Ad Code(s):

Click Here to Apply

Source: